Payment Policy – Gharbaaz

Effective Date: 23rd May 2026

This Payment Policy governs all transactions made through Gharbaaz ("Website"), owned and operated by Priti Enterprise. By placing an order on our Website, you agree to the terms outlined in this Payment Policy.


1. Business Information

Business Name: Priti Enterprise

Brand Name: Gharbaaz

Registered Address:
1st Floor, FP No-55, Sub PL-A,
Antriksh Heights, Building-A, 1/B,
Ved Road, TPS-52,
Surat, Gujarat – 395004, India

GSTIN: 24B1GPM6138Q1ZP

Customer Support & Complaints
Email: complain@gharbaaz.in

Legal & Compliance
Email: legal@gharbaaz.in

Phone: +91 7567277180

Website: https://gharbaaz.in


2. Accepted Payment Methods

Gharbaaz may accept one or more of the following payment methods:

Online Payments

  • UPI

  • Credit Cards

  • Debit Cards

  • Net Banking

  • Mobile Wallets

  • Payment Gateway Supported Methods

Offline/Alternative Payments

  • Cash on Delivery (COD) (where available)

Available payment options may vary depending on product category, customer location, order value, and payment gateway availability.


3. Currency

All transactions on Gharbaaz are processed in:

Indian Rupees (INR ₹)

Customers are responsible for any currency conversion charges imposed by their financial institution.


4. Payment Authorization

By providing payment information, you confirm that:

  • You are authorized to use the selected payment method.

  • The payment details provided are accurate and complete.

  • You have sufficient funds or credit available to complete the transaction.

Gharbaaz reserves the right to decline or cancel orders if payment authorization fails.


5. Secure Payment Processing

All online payments are processed through secure third-party payment gateway providers.

Security measures may include:

  • SSL Encryption

  • Tokenization

  • PCI-DSS Compliant Infrastructure

  • Fraud Detection Systems

Gharbaaz does not store:

  • Credit Card Numbers

  • Debit Card Numbers

  • CVV Numbers

  • UPI PINs

  • Internet Banking Credentials

Sensitive payment information is handled directly by authorized payment processors.


6. Cash on Delivery (COD)

Where available, customers may choose Cash on Delivery.

COD Conditions

  • COD availability depends on serviceability and courier partner support.

  • Certain products or locations may not be eligible for COD.

  • Additional COD charges may apply, if displayed during checkout.

  • Gharbaaz reserves the right to disable COD for customers with a history of order refusals.

Repeated refusal of COD orders may result in:

  • COD restrictions

  • Order cancellation

  • Account review


7. Order Confirmation

An order shall be considered confirmed only after:

For Prepaid Orders

  • Successful payment authorization and confirmation.

For COD Orders

  • Successful order verification, where applicable.

Order confirmation emails, SMS, or WhatsApp notifications may be sent after successful order placement.


8. Failed Transactions

A payment transaction may fail due to:

  • Network issues

  • Bank server downtime

  • Payment gateway errors

  • Insufficient balance

  • Card restrictions

  • Authentication failure

If a payment fails but funds are deducted:

  1. Contact your bank or payment provider.

  2. Contact Gharbaaz support if necessary.

  3. Allow standard banking timelines for reversal.


9. Payment Verification

To prevent fraud and unauthorized transactions, Gharbaaz reserves the right to:

  • Verify payment details

  • Request additional verification documents

  • Contact customers for confirmation

  • Place orders on hold pending verification

Orders suspected of fraud may be cancelled without notice.


10. Pricing Accuracy

While we strive to ensure pricing accuracy, errors may occasionally occur.

In the event of:

  • Incorrect pricing

  • Technical glitches

  • System errors

  • Promotional mistakes

Gharbaaz reserves the right to:

  • Cancel affected orders

  • Correct pricing errors

  • Issue refunds where applicable

Customers will be notified if such situations arise.


11. Taxes

Applicable taxes, including GST, shall be charged in accordance with Indian tax laws.

Tax information will be displayed during checkout and reflected on invoices where applicable.


12. Invoices

Customers may receive:

  • Tax Invoices

  • Payment Receipts

  • Order Confirmation Documents

Invoices may be delivered electronically via email or made available through customer accounts.

Customers are responsible for providing accurate billing information.


13. Refund Processing

Refunds shall be processed according to the applicable Refund Policy.

Refund Timelines

Estimated timelines may vary depending on:

  • Payment method

  • Banking systems

  • Payment gateway processing

Typical refund timelines:

Payment MethodEstimated Refund Time
UPI3–7 Business Days
Debit Card5–10 Business Days
Credit Card5–10 Business Days
Net Banking5–10 Business Days
Wallets3–7 Business Days

Actual timelines may vary based on the financial institution.


14. Chargebacks and Payment Disputes

Customers are encouraged to contact Gharbaaz before initiating a chargeback.

Fraudulent or unjustified chargebacks may result in:

  • Order suspension

  • Account restrictions

  • Legal action where applicable

Gharbaaz reserves the right to submit transaction records and delivery proofs during dispute resolution processes.


15. Promotional Discounts and Coupons

Discounts, promotional codes, and coupons:

  • Are subject to specific terms and conditions.

  • May have expiry dates.

  • May not be combined with other offers.

  • May be withdrawn at any time.

Gharbaaz reserves the right to reject promotional misuse.


16. Fraud Prevention

Gharbaaz actively monitors transactions to prevent:

  • Payment fraud

  • Identity theft

  • Unauthorized purchases

  • Promotional abuse

Suspicious transactions may be:

  • Investigated

  • Delayed

  • Cancelled

  • Reported to relevant authorities


17. Limitation of Liability

Gharbaaz shall not be liable for:

  • Banking system failures

  • Payment gateway downtime

  • Delayed refunds caused by financial institutions

  • Unauthorized use of customer payment instruments resulting from customer negligence

Customers are responsible for safeguarding their payment credentials.


18. Changes to Payment Policy

Gharbaaz reserves the right to modify this Payment Policy at any time.

Updated versions will be published on the Website and become effective immediately upon publication.


19. Contact Information

For payment-related inquiries, refund requests, transaction disputes, or billing concerns:

Gharbaaz
Owned & Operated by Priti Enterprise

Customer Support & Complaints
Email: complain@gharbaaz.in

Legal & Compliance
Email: legal@gharbaaz.in

Phone: +91 7567277180

Website: https://gharbaaz.in

Support Hours
Monday to Friday
9:00 AM – 6:00 PM IST

Registered Address
1st Floor, FP No-55, Sub PL-A,
Antriksh Heights, Building-A, 1/B,
Ved Road, TPS-52,
Surat, Gujarat – 395004, India

By placing an order on Gharbaaz, you acknowledge and agree to this Payment Policy.

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